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However, many attorneys have expressed problems 

with this payment method. For example, Joe had his 

clients pay 1/3 of their attorney fees at the initial 

consultation, 1/3 when they reviewed their petition prior 

to filing and the remaining 1/3 when they met at the 

341 Meeting. Unfortunately, many clients did not pay 

the remaining 1/3 of their balance at court but the 

attorney had to proceed with representation anyway. 

This created the high cost of collection procedures 

and often the clients had relocated after the bankruptcy and were unable to be found.